When you think of finally settling down for retirement, there’s probably one place that naturally comes to mind without much thinking, Florida. Florida’s very mild winters and endless beaches would be reason enough for anyone to make the move. Some considerations should be considered on where to retire in Florida. Just because it’s a nice place, doesn’t mean it’s the best place to retire. 

So what makes a city in Florida a good place to retire? Sure, the amazing weather is important, but easy access to healthcare, varying amenities, and affordable living are three of the biggest features to look for. Below are the best cities in Florida to consider when retiring.

Sarasota 

• City population: 59,000
• Population above 65+: 27.5%
• Cost of living for retirees: 3% above the national average
• Average income for population: $41,000
• Tax rating for retirees: Tax friendly

If your retirement dreams rest on a beach community, Sarasota should be ranking towards the top of your list. Miles of award-winning beaches combined with amazing restaurants and culture make it an amazing place to settle down for retirement.

Orlando

• City population: 288,000
• Population above 65+: 10.2%
• Cost of living for retirees: 2% below the national average
• Average income for population: $32,000
• Tax rating for retirees: Tax friendly

Orlando is mostly known for being home to many different amusement parks and tourist destinations, but it has so much more to offer than just that. You’ll find plenty of attractions and restaurants that offer senior discounts in the off-season. There’s also plenty of amenities sprinkled around the city.

Jacksonville 

• City population: 960,000
• Population above 65+: 14.5%
• Cost of living for retirees: 5% below the national average
• Average income for population: $31,000
• Tax rating for retirees: Tax friendly

Jacksonville can often be referred to as the best overall city in Florida because it’s a blend of everything people like about Florida. Sports, beaches, food, shopping, and much more. The weather is also a bit more normal, having colder winters but nothing too extreme to where you need to bust out the winter coat. Jacksonville also has access to the best healthcare in Florida.

Daytona Beach

• City population: 70,000
• Population above 65+: 20.8%
• Cost of living for retirees: 6% below the national average
• Average income for population: $25,000
• Tax rating for retirees: Tax friendly

Similar to Sarasota, Daytona Beach is another great retirement spot for those beach lovers out there. Daytona is known for its large tourist attractions and crowds, but if you can live with that, you’ll love your time in Daytona. Lots of automotive events are also held here if you’re into that.

Port St. Lucie 

• City population: 200,000
• Population above 65+: 20.5%
• Cost of living for retirees: 2% above the national average
• Average income for population: $28,000
• Tax rating for retirees: Tax friendly

If you’re thinking about retirement, maybe you’re thinking about improving your golf game as well. If so, Port St. Lucie is the place to be. The city is packed with different private and public golf communities. There are over 20 beautiful golf courses in the area along with amazing beaches and plenty of restaurants and shops.

Tampa

• City population: 400,000
• Population above 65+: 12.3%
• Cost of living for retirees: 5% below the national average
• Average income for population: $36,000
• Tax rating for retirees: Tax friendly

If you’ve thought about moving to or around in Florida, you’ve heard all about Tampa recently. Tampa is one of the fastest-growing cities in Florida with lots of businesses and sports teams. So what are the benefits of retiring in Tampa? Tampa has something for every age group! The warm and inviting climate pairs nicely with the amazing beaches and restaurants. There are also tons of active adult communities in the area. 

Melbourne

• City population: 400,000
• Population above 65+: 12.3%
• Cost of living for retirees: 5% below the national average
• Average income for population: $36,000
• Tax rating for retirees: Tax friendly

Another famous beach town with a mild climate, Melbourne is another amazing place to retire in Florida. The city has tons to offer, including lots of golf courses and great weather all year round. It’s also only an hour away from Orlando and Disney World if you want to do some traveling with the grandkids. 

So Many Options

This list should serve as a good entry point for where to decide to retire in Florida. In the end, it’s you and your family’s decision on where you want to be in Florida. If you still need some more help, contact Find Your Florida today!